Job Description

Company Description

Our Mortgage Loan Officer will be knowledgeable of the market, market trends, and the latest mortgage products. He or she will work closely with our team to help clients achieve their financial goals and make one-on-one connections to build relationships with clients. As a Mortgage Loan Officer, you will be responsible for assisting clients in securing mortgage loans and navigating the mortgage lending process. Your day-to-day tasks will include following up with clients and referral partners, completing loan applications and structuring loans, providing exceptional customer service, and ensuring compliance with lending regulations. There is no base pay for this role and compensation is based on commission. NMLS license required.

You can learn more about us here:

Perks and Benefits:

• Robust, user-friendly technology platform completely free (CRM, LOS, Pricing Engine, Rate Alerts, and so much more)
• Free G-Suite and Internal Chat Support
• Free MChat (Chat GPT for Loan Officers and Real Estate Agents)
• Live Zoom support for Loan Officers for underwriting, loan structure, and scenarios
• Free marketing support & weekly marketing materials with your contact information
• No junk fees, tech fees, or production quotas
• 100% commission minus a flat fee of $595 and $500 for processing
• Extremely competitive pricing
• Licensed in 48 states
• Company culture you can feel good about. Leadership who listens and makes positive changes quickly
• 1099 or W2 options depending on your state - Full or part-time
• Commissions up to 250 bps - you choose your pricing
• Training and mentorship are available

This will be a REMOTE position. Commission pay only.

Expected hours: 10 – 60 per week

License/Certification:

• MLO License (Required)
• Work Location: Remote

Requirements:

• Active mortgage loan originator (MLO) license in the state(s) you operate.
• Any level of experience is welcome
• Strong analytical and critical thinking skills
• Excellent attention to detail and time management skills
• Strong written and verbal communication skills
• Ability to work remotely and independently while maintaining a high level of productivity and accountability.

Responsibilities:

• Discover prospective borrowers for loans.
• Evaluate credit histories and develop credit profiles for prospective borrowers.
• Explain mortgage terms, costs and risks to prospective borrowers.
• Estimate the value of homes being purchased using appraisal methods.
• Identify and manage borrower mortgage loan application risks.

Salary: $50,000.00 - $150,000.00 per year

Benefits:

• Flexible schedule
• Professional development assistance
• Referral program

Schedule:

• Choose your own hours

Supplemental pay types:

• Bonus opportunities
• Commission pay

Experience:

• NMLS ID (Must)
• Sales: 1 year (Preferred)

Application Question(s):

• This is a commission-only job. Are you okay with that?

Work Location: Remote (must be licensed in 48 states that Loan Factory sponsors)

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