Claims Adjuster Job at Rice Insurance Service Center, Louisville, KY

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  • Rice Insurance Service Center
  • Louisville, KY

Job Description

Rice Insurance Services Center has an exciting career opportunity for a Claims Adjuster. The Claims Adjuster manages insurance claims to determine the extent and legitimacy of claims and issue benefits as jurisdictionally required. This is a highly detailed role and is an end-to-end claims role.

Rice Insurance Services Center, an Accretive company, has specialized in state-mandated real estate E&O programs since 1989. We provide the group policies in 13 of the 15 states that have group programs and require real estate licensees to maintain insurance. We also provide an independent program in one mandated state. We handle all aspects of the program, providing ease and consistency throughout the entire process, from obtaining coverage to claims resolution. For more information about us, please visit

What You'll Do

  • Investigates claims for merit and legitimacy by gathering documentation from all affected parties, identifies and verifies damage to person or property either through statements or on-site investigations or meetings with clients. Establishes appropriate pricing of claims based on research and analysis.
  • Notifies clients of results of investigations. Discusses lines of authority for specific claims resolution. Makes recommendations for settlements or denial of claims. Processes denials.
  • Negotiates claims with claimants and or claimants’ legal counsel.
  • Properly reserves funds. Adjusts client claim reserves appropriately. Obtains required releases for finalization of claims.
  • Maintains post-litigation files.
  • Reviews rates, rules and regulations to ensure that claims practices correctly follow standards and laws.
  • Other duties as assigned.
  • Travel is expected to be 10% in this role.

What's in it For You?

To help you make the best decision for your personal growth, it’s important to us to share a glimpse of what we offer our top asset, our people:

  • Competitive base salary.
  • Generous 30+ Days Comprehensive Paid Time Off Package inclusive of Paid Time Off, 10 Company Holidays, 2 Floating Holidays, 5 Sick Days, and 2 Volunteer Days.
  • Health benefit options with you in mind; 5 affordable medical plan options with rates based on your salary, company paid HSA contribution with eligible HSA plan selection, 2 dental plan options offering orthodontia coverage and 3 cleanings per year, and 2 vision plan options.
  • Company match 401(k) plan – 50% up to 6%!
  • Support of your fitness wellness goals! We offer up to 75% off at over 11,000 gyms and fitness centers.
  • Opportunity to prioritize your mental health with 24/7 access to licensed therapists.
  • Pet benefits & discounts.
  • Access to our Employee-led Resource Groups (ERGs) that lend a voice to the variety of demographics represented throughout Accretive.

What You'll Need

  • Minimum of 4-8 years of related experience, or equivalent combination of education and experience.
  • Bachelors Degree with at least one year of additional legal education or experience in a legal or errors and omissions professional liability field required.
  • Juris Doctorate (JD) preferred.
  • Knowledge of legal concepts, claims handling, and insurance industry.
  • Must have a strong work ethic and solid communication, writing, and negotiation skills.
  • Must also have the ability to manage a high case load independently and to interact well with all levels of internal and external business partners.
  • Valid applicable state adjuster license required.
  • Tech savvy; ability to learn multiple systems including Microsoft Office Suite and Agency Management software
  • Must have or obtain insurance adjuster and agent licenses within 60 days of employment.

Grow, with us

Accretive is a collection of elite specialty and wholesale agencies supported by experienced industry leaders. Our expertise is broad, and our innovative culture runs deep. We value relationships above all else and consistently deliver best in class customized solutions and service you can trust.

Accretive is passionate about fueling our clients’ innovation and growth. That makes us the perfect place for creative, dynamic people who want to grow their career while helping businesses, families and people thrive. We are proud to be one of the largest brokers in the country, but we’re even prouder of the honest, caring relationships that our employees build with our clients every day.

Working with us will give you the opportunity to do work that matters while you learn with us, advance with us, and most importantly, grow with us. Accretive is committed to embracing diversity, equity and inclusion to create a workplace that welcomes and thrives on the unique experiences, perspectives and contributions of all team members. Accretive is bringing the best people and most diverse talent forward to drive growth, innovate and think bigger!

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